Entrepreneurial FI

We don’t talk a lot about big fancy graphs beautifully plotting our way to financial independence (FI) on this blog.

There are no savings calculators or inspirational loggers to help you figure out how many years of work until you can put your day job aside and figure out what you really want to do with your life.

One of the primary reasons for this is that life is crazy and unpredictable. Neither of us have permanent jobs and that is not something that is scheduled to change any time soon.

We know interests are going to go up “soon”, because they’re at an all-time record low and there really is only one way for them to go.

In short, there are just too many variables for us to make any sort of realistic budget for the next 10-15 years. And perhaps more importantly, neither of us want to work a conventional job for that long. Feeling like we had to do that would probably deflate our motivation rather than inspire us.

So what is our alternative?

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How Are You Motivated?

Recently, Mr. E. and I have been talking more than usual about our dreams and how to get there. It is fascinating to me how differently the two of us are motivated!

It took me a while to realise and appreciate that what lit a fire in my belly was not necessarily the same things that made Mr. E. charge full speed ahead. It was confusing in the beginning, and it seemed like we were talking around each other.

I suspect this is something that might frustrate or confuse other people as well.

“Why doesn’t this work for me, when it works for them?”

It might also grow to be a source of confusion and even frustration, if your friend, spouse or family member is motivated in a polar opposite way from yourself. It’s a communication issue waiting to happen!

Luckily, the solution is simply to talk to each other, and to learn to appreciate and respect how other people’s brains work.

Are you a carrot person or a Pants-on-fire! person? Or perhaps you are motivated in an entirely different way?

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Earth Overshoot Day 2018

For those of you who have been with this little blog of mine for some time, you probably noticed that in addition to a passion for personal finance and financial freedom, I am also deeply concerned about climate change and human environmental impact.

Even though I carefully curate my inbox to avoid newsletter clutter and spam, there are actually a couple I read with interest. One of those are the mails from Global Footprint Network, a nonprofit organization which calculates the earth overshoot day, or the day when humans start using more than the planet can replenish in a single year.

So when their mail about earth overshoot day and their campaign to move the date hit my inbox, I knew it was going to be worth my time.

This year, earth overshoot day is calculated to occur on August 1st.

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4 Frugal Habits From Growing Up Working Class

With recent events having encouraged both Mr. E. and myself to call various family members, I have found myself reflecting over how our pasts have shaped our current personalities.

I have mentioned it before that we both grew up working class. Our parents worked steadily to improve our living situation, in the classical scenario of slowly upgrading from renting to small apartment to bigger home to full-on detached house with garden and driveway.

Our parents worked, hustled and saved. From a young age, I remember being aware of how much it was appropriate to ask for in terms of birthday and Christmas presents. We enjoyed one vacation trip every summer, and did not really have a concept that there were people who did more than that.

I would say I was lucky. I grew up in an area where most people were in similar situations. So what I saw in class and when visiting friends was the same truth I was used to from home. I did not notice much shame in not having the “right” toys, although I will admit, my ugly flea market clothes did get some flack.

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Sidehustle Log 05: Going Digital

This is a continuation of my sidehustle log series. A real-time experiment in striving for financial independence online. I don’t know the answer to this series any more than you do!

Previous instalments can be found here:

It’s been a while since we did one of these, so I thought perhaps I would run an update on how the world of sidehustling is going.

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May Review

All right, it’s June! It has officially been over a year since I started my current job and moved back to Norway. I still feel a bit clueless at what I am doing, but I think the pieces are finally starting to fall into place. Fingers crossed.

This month saw a massive spike in our “misc” spending as we wasted invested over $600 on our relationship. That was a few weeks before we decided to just throw caution to the wind and just go ahead and get married next month. It’ll be a crazy ride, and our net worth won’t see much of an increase, but it’ll be worth it for sure.

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Home And Brave Experiments

Only a short post today to share…

I Am Home Again!

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A Week Without Internet

I’m pretty sure I’ve said this before, but… Svalbard is an interesting place.

It is Friday, on Tuesday we have our exam, and the day after that, I’m turning my nose home to Mr. E. It’s been a good experience, but I am very ready to go back back home. Seven weeks is just a bit too long to be away from everything and everyone. Especially when people are posting pictures of their gorgeous gardens and I have barely seen a green leaf of grass.

But not before I relay to you the story about how we lost internet for nearly a week.

All right, that sounds overly dramatic. We lost the wifi for nearly a week. There was ethernet connection, but in this day and age, so many laptops come without the ethernet plug, and I didn’t bring an adapter, as did very few of the other students.

So for a week, my room was an internet free zone.

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There Are No “Others”

Being in Svalbard has its interesting realities.

Like, say, the wifi crapping out and staying out in both the student houses and the university over a long, public holiday weekend. Let’s just say the computer labs have been unusually crowded over the last few days, as they have good old fashioned ethernet connection.

But that is not what I am going to focus on for this post.

On the contrary, it is something that has been on my mind for the past couple of weeks, namely the fact that no one is going to fix everything for you.

But more than that, the realisation that when we brush aside an issue, big or small, with “someone else is going to deal with it”, we need to realise that those “someone else” might not even exist. The only way something will get done for sure, is by us taking the time to sit down and do it ourselves.

This goes for blogging, this goes for environmental issues, it goes for financial literacy, politics, work – it goes for just about anything!

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Self-Erasure: Mental Health Awareness Month

Ho, boy.

I’ll be honest, when people complimented my autism post with things like “this must have been so difficult for you to write!”, I didn’t understand what they meant.

My autism diagnosis and online reading about it was a positive experience for me. I finally had words and a way to explain how I felt and how I saw the world. Writing about it made me feel empowered and understood – so writing a post about the good side of autism was not difficult for me.

It was the same with the anxiety one. It was relatively easy to write. I am an anxious critter – anxiety and autism usually go hand in hand, so that made sense, right? No reason to call off the sunshine picnic!

Then I started writing this post and…

I now understand why people find it difficult to write about their mental health.

This piece of crap had me in tatters. I had to look at parts of myself that I have taught myself to subconsciously and consciously avoid. It made me feel like a wounded animal, and like a wounded animal – I wanted to cover up the painful parts and hide them from the world.

So enjoy this messy trip down I-don’t-even-know-where as I angst out about an impending event. In many ways quite possibly the worst imaginable event in any person’s life if they struggle with self-erasure.

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