Just a short update to tell you – I am not dead! And more posts will follow soon as life is starting to fall back into place little by little.
What a month! November was all about moving, upgrading, driving – and not to forget the exam in the beginning of December. It’s been a crazy ride, and obviously our spending is reflecting that.
I am still feeling anxiety related to whether or not this house is going to be an enormous money-suck. Our downstairs neighbour let on that the chimney sweep had eluded to a mandatory chimney refurbishment not being too far in our future. That’s a $15-20k expense we definitely hadn’t budgeted for, and which the seller had not let on about. My biggest fear is that even though we now have a house, we might have just as much in our savings accounts at the end of my four year contract as we did in the beginning, and I’ll experience the stress of needing a job and not having one all over again – something I had desperately hoped to avoid.
Still, let’s not take all the sorrows in advance. I don’t know if it is the spirit of dreadful black Friday or what it is, but November was the month where I beat all previous Etsy earning records at a whopping $50 in profits after fees and listing costs. Woo! Let’s put a slightly hairy goal in for 2019 and hope to at least double that. If it covers my monthly student loan bill at $150, even better!
I am realizing more and more how much time and energy I need to spend at work just to keep my head above water, so the next couple of years will be primarily focused on that with sidehustles and blogging being forced to take a bit of a back seat. I still enjoy writing for Frugasaurus and hope to continue doing so regularly, but I am also realizing that for my mental health I need to get my priorities in order.
The good thing is that a fresh, clean start of 2019 is just around the corner! And with that new, clean, and hopefully ambitious goals. I want to get my student loan under 200 000 NOK ($25k), double, if not triple my modest sidehustle income (currently around $30-50 pm), re-build the emergency fund back up to 50 000 NOK ($6k) after loosing it to closing costs and hopefully pay off at least 100 000 NOK ($12k, 4%) on our mortgage. The latter I am not quite sure we will manage – but what’s life without a few big, hairy goals?
The rest of December will probably be spent trying to bake some cookies, hang out with friends, try to wrap things up for work and hopefully – hopefully get some sidehustle projects/writing done while we are visiting family for the holidays. There are some advantages to being a morning person after all, and getting more out of the day while visiting family is decidedly one of them.
This one’s for 2019!