At first glance, this might not be something that belongs in a personal finance blog. But since this is our personal finance blog, I get to add a dash of philosophy on top of our frugal lifestyle and saving hacks.
As the title says, at the present moment, neither Mr. Frugasaurus nor me are interested changing our childfree status. We have discussed this several times, and usually we reach a conclusion akin to “Well, if we really want to raise children, there are plenty of children already on the planet who needs some love.”. Right now though? We are happy being a small, childless household.
Sure, this can be explained by the cost of having and rearing a child. But to be completely honest, that is not the main reason we have reached this decision. Read More
It’s Monday, and we had our first wet drizzle of snow a few weeks ago here in Trondheim. The days are getting darker, and I am already looking forward to the solstice in December when the days start getting brighter again. Still, I don my woollen underwear and solid winter boots and walk the 45 minutes to get to work each morning.
Is there not a bus to my desired destination? Could I not afford a car or electric scooter? Sure, I could, but only recently. I’ll also let you in on a little secret, I’m a total wuss when it comes to biking in the dark, especially when the streets are covered in slush. So, I walk. And it does my body and mind a whole lot of good. If you live less than an hour’s walk from work, I strongly encourage you to give it a go!
This Frugal Friday, we encourage you to spend nothing. Yup, in our fast-paced, hectic lifestyle, we encourage you to leave your wallet and just… have a day. More than one, if you can. It is surprisingly easy, once you get the habit of it. There are simply so many other things to do which do not require shelling out hard-earned cash.
Then again, I grew up in Norway. Most shops are still closed on Sundays here. If you absolutely cannot wait until Monday, you could stop by a gas station, but those are ridiculously expensive. So most people grow up with a “no spend” day almost automatically. Read More
’bout the books, ’bout the books! (Sorry. I couldn’t help it. It’s a really catchy song…but let’s not get into the politics of it, ’cause that’s an entirely different blog post).
Kristine has already mentioned a few of the tricks we played earlier this year when we were biting our nails waiting for my student loan/scholarship to show up. The #1 expense for students at my university, (apart from food and rent) are course books we have to buy each term. Often, these books will cost a few thousand NOK (which is a few hundred $/£). The most expensive book on my reading list is nothing compared to the horror stories Kristine tells me about certain chemistry books that would cost around 1K NOK for one book. Compared to that, my most expensive book this year costs around 550 NOK (approx $70) when you buy it new. Normally, I would look for the books on my reading list on sites that offer these books used, where you can get these books for half the price that the retailers sell them for. Read More
Today, we talk about the mighty oat. Avena sativa, a cultivated grass of many uses and traditionally used as horse feed. Today, oats are experiencing a Renaissance as more and more people are discovering the benefits of this humble seed, such as low cost and an excellent source of energy for hardworking people.
I used to have a more ambivalent relationship with oats. While I loved the oat flarns we made each Christmas, I would rebel any time my mother tried to serve me cold oats with milk and sugar for breakfast. Unboiled and unswelled, they would grow in my mouth to a point where I just could not finish. Read More
It’s definitely getting to that time of year here in the North where night temperatures are dipping below freezing and it is high time to put the shorts away for the season. Tea is being brewed by the bucket and in our home, blankets, slippers and sweaters are being deployed with great enthusiasm.
But why, you decry, wouldn’t you just turn up the thermostat?
That, my dear fictional blog reader is an excellent question. I’ll even let you in on a small secret of ours: our flat has heating included in the rent. We live in a beautiful, panorama-windowed basement apartment with our landlords above us, and since their central heating system covers the entire house, there is no easy or cheap way for them to split the two. Hence we pay for our electricity, but not for our heating. Great for predictable bills year ’round.