Having recently written about my goals for 2018, I thought it only appropriate to make the last post of the year a more overarching post highlighting our long-term goals.
I think I’ve always been a prepper at heart. Ever since I was a child, I remember thinking about running away to live in a cabin in the woods and the skills I would need to survive such a lifestyle.
During my teens and early twenties, I allowed myself to be carried away by “the Joneses” and general expectations of those around me. For almost ten years, those dreams took a back seat as I fought to acquire an education that society and my family deemed “useful” and appropriate for my cognitive abilities.
It was not until I graduated in the middle of a financial crisis and struggled to keep my head above water financially that I truly realised how far from my childhood dreams I had allowed myself to stray. And no less important, how much I still wanted those childhood dreams, and how true they rung to me even as a young adult. Read More
It is that time of the year. By that I mean that it is the time of the year when a lot of people are setting goals for the next 12 months ahead.
I was never very good at setting goals. If I did, they were usually woefully under-ambitious. I suppose that might be part of the reason why I let life just pull me along for the ride for so long.
Well, not anymore! The ship might still be wildly out at sea, but it is time to try to regain control and steer life in a more targeted direction. At least we will try to! Time will tell. Read More
I hope everyone is enjoying a peaceful and joyful holiday, no matter how you choose to celebrate it (or not). Today we have a shortish post for you, but it is one I strongly encourage you to bookmark and come back to whenever the spruce is shooting soft, moss-green little chubby shoots wherever you are in the world.
You can thank me later. Happy holidays! Read More
I think one of the main thing that appeals to me about frugality is that there is so much overlap with sustainability. You don’t just get to save lots of money by not buying useless stuff, you also save the world a tiny bit. Yay!
In this lighthearted Friday post, I wanted to highlight some of the thrifty habits of many frugal people, us here at Frugasaurus central in particular. Perhaps you’re doing most of them already, or perhaps you’re looking for a little bit of inspiration before the new year sets in.
Everywhere you look in personal finance space, there is almost guaranteed to be someone telling you that you need to have a budget. In many cases, it is considered the done thing.
While budgets are great for those they work for, we’ve realised that we actually spend more money when we budget, compared to when we don’t. What we do instead, is zero budgeting. Read More
A couple days ago, I shared a few Mr. Money Mustache posts with a friend of mine. On the outside, he is frugal and financially savvy, without being aware of financial independence.
They drive an old, paid off car, have no credit card debt, he enjoys photography, but only buys equipment he wants once it goes on sale, and they bought a house close to his job so he can walk to his well-paying job. He enjoys his job, which I certainly admire, but I still figured he’d be a perfect person to nudge in the direction of financial independence.
But when I tried to share some of my newly discovered, amazing community with him, his reaction was simply “Well, that won’t work if everybody’s doing it.”, and that was that.
This puzzled me greatly, as we already do a lot of things “everybody” don’t do. I respect where he is coming from. I always had the attitude that if you can’t treat/give everybody something, you shouldn’t just give it to some people. Like how a lot of people in “developed” nations yell that less developed nations cannot raise their standard of living as much as we have done, or we’ll kill the planet. Without reducing our own emissions. Uhm, hello? Enormously unfair and elitist. Read More
We’ve already talked about our personal and environmental reason not to have biological children.
In this post, I want to elaborate on our gradual transformation to a mainly plant based household and how that affects our wallets, our health and our environment.
Just like having or not having children, going or not going vegan is a personal decision that I will not attempt to shove down anyone’s throat. However, just like you can choose to have only one or two children instead of five, you can choose to reduce your animal product consumption without cutting it out entirely. Read More
Boy, what a month. I know so many people who don’t like November, but for my own, personal reasons, I do.
November also turned out to be a good month for the blog! Reaching milestones I didn’t think I would be able to so quick, and generally teaching me yet again that I am bad at setting goals and need to learn to set higher, bolder goals.
Finances were good too! Not great, but about as good as expected. Christmas is coming as many of us know, and I did buy one, large splurge which I don’t even have the decency to regret. Read More